The Personal and Financial Toll Alzheimer’s Takes on Women of Color

When Stephanie Monroe began her advocacy work on Capitol Hill to fight Alzheimer's disease, she had no idea of the upheaval her own family would face when an Alzheimer's diagnosis hit home years later.

To care for her father, who has Alzheimer's, Monroe and her siblings pay $4,600 a month for their parents to live together in an assisted living facility in Baltimore. Another $2,000 each month pays for a caregiver to help with showering, meals and medication administration.

The financial cost of caring for loved ones with Alzheimer's is devastating for most families, and that's to say nothing of the emotional and physical burdens it carries as well.

Alzheimer's can take a particularly cruel toll on women of color. Not only are they at higher risk for developing the disease, women of color are also less likely to have the financial resources to provide high-quality care for a family member with Alzheimer's.

The nonprofit advocacy organization USAgainstAlzheimer's cites studies showing that families can expect to spend between $41,000 and $56,000 annually in dementia-related costs — an amount that exceeds the median household incomes for Latinos ($40,785) and African Americans ($39,715). Caregivers can find some financial assistance through nonprofit organizations as well as federal, state and local agencies, but it's often a patchwork process that leaves families to cobble together enough to care for their loved ones.

"We find many people who've had to file bankruptcy because the caregiving costs were just too much for them," said Monroe, a former Congressional staffer who now leads AfricanAmericansAgainstAlzheimer's, an organization that raises awareness of the disparities African Americans face in Alzheimer's treatment and diagnosis. "It's very sad. You want to honor your elders and care for them in the most loving, high-quality environment possible. We need a social insurance program for paid leave to help those trying to balance work and family and not become bankrupt as a result of this."

Monroe's father is one of an estimated 5.8 million Americans ages 65 and over living with Alzheimer's, a disease characterized by a progressive loss of mental function caused by the death of nerve cells in the brain. That number is projected to increase to 13.8 million by 2050. Close to two-thirds of Americans living with Alzheimer's are women.

Alzheimer's is the fifth-leading cause of death for adults 65 and older, and the sixth-leading cause of death for all adults in the United States. But, for older African Americans, it's even deadlier, as it's the fourth-leading cause of death among that population. African Americans are also twice as likely as whites to develop the disease, and 60% of Black people living with Alzheimer's are women. Latinos are also at higher risk and are 1½ times more likely to develop Alzheimer's than whites.

To compound the issue, hypertension, diabetes, stroke and coronary artery disease all increase the risk of Alzheimer's, and African Americans and Latinos disproportionately suffer from those conditions. And, experiences with racism can also further cognitive decline.

The higher rates of Alzheimer's among communities of color combined with the fact that two-thirds of all Alzheimer's caregivers are women means that the bulk of the caregiving — with its high emotional, physical and financial costs — lands on the shoulders of women of color.