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Health Topics A-ZText size: A A A August 28, 2008

Test Your Knowledge

Take the simple quiz below to test your knowledge about this topic.
1. Which type of health insurance offers the most choice of health care professionals?
  1. HMO
  2. PPO
  3. POS
  4. indemnity
2. Which type of health insurance plan sometimes hires its own health care professionals to care only for plan members?
  1. HMO
  2. PPO
  3. POS
  4. indemnity
3. Under COBRA, how long can you keep your employer-offered health insurance (assuming your employer has at least 20 employees)?
  1. 6 months
  2. 12 months
  3. 18 months
  4. indefinitely
4. In terms of premiums and co-payments, which is usually the least expensive type of health insurance plan?
  1. PPO
  2. HMO
  3. POS
  4. indemnity
5. What feature do some HMOs use to be more like (and thus compete with) traditional indemnity plans?
  1. they require you fill out claim forms
  2. they charge a deductible
  3. they make you drive across town anytime you need to see a health care professional
  4. they offer a point-of-service option that allows for some coverage of health care services provided outside their own network of professionals

This quiz is for educational and/or entertainment purposes only and should not be used as a substitute for professional health and mental health care or consultation. Individuals who believe they may need or benefit from care should consult a psychologist or other licensed health/mental health professional.

 
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