References

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"Covered the Uninsured." A Project of the Robert Wood Johnson Foundation. http://covertheuninsuredweek.org. Accessed September 2004

National Breast and Cervical Cancer Early Detection Program. U.S. Centers for Disease Control and Prevention. http://www.cdc.gov. Accessed September 2004.

"Top 10 ways to make your health benefits work for you." Pension and Welfare Benefits Administration of the U.S. Department of Labor. http://www.dol.gov. Date published: n/a. Accessed May 2003.

"Life changes require health choices." Pension and Welfare Benefits Administration of the U.S. Department of Labor. http://www.dol.gov. Date published: n/a. Accessed May 2003.

"Choosing and using a health plan." Agency for Health Care Policy and Research of the U.S. Department of Health and Human Services in cooperation with the Health Insurance Association of America. http://www.ahrq.gov. 1997. Accessed Nov. 2000.

"Checkup on health insurance choices." Agency for Health Care Policy and Research. http://www.ahrq.gov. 1992. Accessed Nov. 2000.

"The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Page." Health Care Financing Administration. http://cms.hhs.gov. Accessed. May 2003.

Davis, Margaret, et al. "Prescription Drug Coverage, Utilization, and Spending Among Medicare Beneficiaries." Health Affairs, vol. 18, no. 1 (January/February 1999): 231-43. http://www.healthaffairs.org. Accessed Oct. 2002.

"Medical Savings Account" USHealthPlans.com. http://www.ushealthplans.com. Accessed Oct. 2002.

"Protecting the Privacy of Patients' Health Information" U.S. Dept. of Health & Human Services. Dated April 14, 2003. http://www.hhs.gov. Accessed May 2003.

"Consumer-Driven Health Plans Seen As Growing Employer Cost-Containment Strategy" Employee Benefit Research Institute (EBRI). Sept. 18, 2002. http://www.ebri.org. Accessed May 2003.

The following Commonwealth Fund reports/articles can be downloaded from http://www.cmwf.org.

MEWAs: The Threat of Plan Insolvency and Other Challenges, Mila Kofman, Eliza Bangit, and Kevin Lucia, March 2004. Commonwealth Fund.

Rite of Passage? How Young Adults Become Uninsured and How New Policies can Help. Sara R. Collins, Cathy Schoen, Katie Tenney, Michelle M. Doty, Alice Ho, updated May 2004.

Will Consumer-Directed Health Care Improve System Performance?, Karen Davis, August 2004

Health Insurance Scams: How Government Is Responding and What Further Steps Are Needed. Mila Kofman, Kevin Lucia, and Eliza Bangit, August 2003.

Consumer Driven Health Plans: Are They More Than Talk Now? Jon R. Gabel, Anthony T. Lo Sasso, and Thomas Rice, Health Affairs Web Exclusive, November 2002.

Health Insurance Tax Credits: Will They Work for Women? Sara R. Collins, Stephanie B. Berkson, and Deirdre A. Downey, January 2003.

Individual Insurance: How Much Financial Protection Does it Provide? Jon Gabel, et al., Health Affairs Web Exclusive, vol. 21, no. 3, April 2002.

Are Tax Credits Alone the Solution to Affordable Health Insurance?

Comparing Individual and Group Insurance Costs in 17 U.S. Markets. Jon Gabel, et al., May 2002.

"State Children's Health Insurance Program (SCHIP)." Centers for Medicare & Medicaid Services. http://www.cms.hhs.gov. Accessed Feb. 2004.

"Prescription Drug and Other Assistance Programs." Centers for Medicare & Medicaid Services. http://www.medicare.gov. Accessed Feb. 2004.